She's On The Money

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She's On The Money

She's On The Money

Creatore: Victoria Devine

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and yes actuall...

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Episodi recenti

1005 episodi
It Pays Well But It’s Sucking The Life From Me 2307

It Pays Well But It’s Sucking The Life From Me 2307

An inheritance? Slay. Inheriting shares but being prohibited from ever selling them? Err… help? This week, Victoria, Bec and Jess unpack Money Dilemma...

2026-07-16 21:00:00 2456
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It’s Giving ‘Rich’: What Does Wealth Actually Look Like?

It’s Giving ‘Rich’: What Does Wealth Actually Look Like?

So they have a Cartier bracelet, but no emergency fund. Or they own a home… but have a $5k monthly mortgage. What actually makes someone rich versus w...

2026-07-14 21:00:00 2444
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She Lost Her Fiancé, Her House and $30,000 in the Same Year

She Lost Her Fiancé, Her House and $30,000 in the Same Year

A few years ago, she thought she had it all figured out. The house. The fiancé. The wedding. The future she'd spent six years building with the person...

2026-07-12 21:00:00 2551
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Money Talk Makes Me Nervous. Why Am I Ashamed?

Money Talk Makes Me Nervous. Why Am I Ashamed?

POV: You outearn your partner. Should you be contributing more to things like shared costs, savings and goals because your income is higher? Or is the...

2026-07-09 21:00:00 1956
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It Costs How Much To Have a Baby, Now?!

It Costs How Much To Have a Baby, Now?!

GP appointments, vitamins, and not to mention the added snack budget; having a baby sounds expensive. So, we asked our very own VD just how much it co...

2026-07-07 16:00:00 2017
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She paid off a $25,000 car loan on a graduate salary, then became scared to spend money at all.

She paid off a $25,000 car loan on a graduate salary, then became scared to spend money at all.

Our diarist this week went from being a flat-broke uni student who could barely afford rent to paying off a $25,000 car loan on a graduate salary in l...

2026-07-05 21:00:00 2863
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Happy 1,000th Episode! Win Our Favourite Things + Solve She’s Stashed the Cash

Happy 1,000th Episode! Win Our Favourite Things + Solve She’s Stashed the Cash

Happy 1,000th episode, friends! On his very special episode of She’s on the Money, we’re celebrating this huge milestone in true Friday Drinks fashion...

2026-07-02 21:00:00 2352
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Your Best Financial Year Yet: How to Set Money Goals That Actually Stick

Your Best Financial Year Yet: How to Set Money Goals That Actually Stick

Spoiler: Our goal-setting habits are broken. But, it’s not your fault. It’s the psychology we’re raised with.
It’s Deep Dive time! And this fina...

2026-06-30 21:00:00 1635
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They Thought Insurance Was a Waste of Money. Then This Happened

They Thought Insurance Was a Waste of Money. Then This Happened

This week's Money Diary starts with what should have been a straightforward hospital visit.
Her husband was 32, healthy, active, and recovering...

2026-06-28 21:00:00 1938
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Hear Me Out: I Struggle To Spend Money

Hear Me Out: I Struggle To Spend Money

Who among us has struggled with spending? Alright, how many of you answered ‘yes’ because you struggle to *spend* money, rather than spending it too f...

2026-06-25 21:00:00 1828
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Answers to Tax Questions You Were Too Afraid To Ask

Answers to Tax Questions You Were Too Afraid To Ask

Tax. You’ll do it “later”, right? Famous last words, my friends. This week’s Deep Dive is here to save your EOFY by giving you a laundry list of thing...

2026-06-23 21:00:00 1864
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The “Hey Girl” Message That Saved Her From the Wrong Marriage

The “Hey Girl” Message That Saved Her From the Wrong Marriage

Growing up this week's money diarist remembers boiling water on the stove for baths because the gas had been disconnected, landlords turning up at the...

2026-06-21 21:00:00 3336
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She’s Financially Irresponsible. Why Should My Sister Inherit More?

She’s Financially Irresponsible. Why Should My Sister Inherit More?

Say it with me: equal isn’t always equitable.
On Friday Drinks, Jess and Bec cover a very juicy DM concerning inheritances, where one sister has...

2026-06-18 21:00:00 1820
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EOFY Tax Hacks For Your Share Portfolio

EOFY Tax Hacks For Your Share Portfolio

You’ve started your investing journey (yay!), but you’re oblivious about how your portfolio is going to be taxed during this financial year (boo!). 

2026-06-16 21:00:00 1770
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She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

 
She's 25, owns her home, has paid off her HECS debt, has more than $50,000 in super, is building an investment portfolio and somehow still rat...

2026-06-14 21:00:00 3048
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I’ve Financially Outgrown My Friends. Do I Need To Leave The Chat?

I’ve Financially Outgrown My Friends. Do I Need To Leave The Chat?

Be honest. Has money ever got in the way of a friendship? Sure. It’s nice when everyone you know has the same money values as you, but it’s far more l...

2026-06-11 21:00:00 1728
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FY27 Starts Now: The Money Reset Your Future Self Will Thank You For

FY27 Starts Now: The Money Reset Your Future Self Will Thank You For

It’s mid-year money reset-time! The end of financial year brings all of that new money energy, without the post fireworks slump. Not only is it a time...

2026-06-09 21:00:00 1631
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She Arrived in Australia With $20 and Built a Million-Dollar Life

She Arrived in Australia With $20 and Built a Million-Dollar Life

This week's Money Diary feels a little bit like proof that where you start doesn't have to determine where you end up. She grew up in a tiny village i...

2026-06-07 21:00:00 3243
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Bridesmaid Duties Are Destroying My Budget (And Possibly Our Friendship)

Bridesmaid Duties Are Destroying My Budget (And Possibly Our Friendship)

Your bestie just asked you to be their bridesmaid, which has you wondering: will you (or your friendship) ever financially recover from this?
Ha...

2026-06-04 21:00:00 2087
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The Price of Pretty: Exploring the Cost of Beauty Standards

The Price of Pretty: Exploring the Cost of Beauty Standards

Skincare, makeup, and beauty treatments. When did they first pop up on our spending radar and why?
This week’s Deep Dive gets a little… deep. Be...

2026-06-02 21:00:00 2284
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I Grew Up Terrified of Money. Now I'm Saving $2,000 a Week

I Grew Up Terrified of Money. Now I'm Saving $2,000 a Week

This week's Money Diary is proof that earning more money doesn't automatically make you feel secure. Growing up, she was constantly worried about mone...

2026-05-31 21:00:00 2505
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Stay or Pay: Sacrificing Money Goals By Staying In a Job You Love

Stay or Pay: Sacrificing Money Goals By Staying In a Job You Love

They’re in the same role as you, have less experience and are somehow being paid more? A whopping $25k more. So, are you being underpaid or simply not...

2026-05-28 21:00:00 2077
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‘Is The Cover In Your Super Enough?’ And Other Quickfire Insurance Questions With Skye Wealth

‘Is The Cover In Your Super Enough?’ And Other Quickfire Insurance Questions With Skye Wealth

So you can be overinsured and you can be underinsured, but can you ever just be insured enough in your super? 
‘10 Things I Hate About You’ joke...

2026-05-26 21:00:00 2787
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She Gave Up Uni, Work and Financial Control for Love. Leaving Changed Everything

She Gave Up Uni, Work and Financial Control for Love. Leaving Changed Everything

A little heads up before you press play: this episode contains conversations about financial abuse and coercive control. It’s an incredibly important...

2026-05-24 21:00:00 2821
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Nothing To Smile About: When Debt Costs You Dental Visits

Nothing To Smile About: When Debt Costs You Dental Visits

The dentist can be spenny, but necessary. So what happens when you can’t afford an appointment? And what if your treatment is kinda important or worse...

2026-05-21 21:00:00 2301
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ETFs Explained: Everything You Need to Know Before You Buy Your First One

ETFs Explained: Everything You Need to Know Before You Buy Your First One

Spoiler: ETFs aren’t that deep. So why are so many of us (okay, you) still so intimidated by them when it comes to investing? On this week’s Deep Dive...

2026-05-19 21:00:00 2946
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She Spent Hundreds of Thousands in 12 Months… Then Realised She Had No Idea Where Her Money Was Going

She Spent Hundreds of Thousands in 12 Months… Then Realised She Had No Idea Where Her Money Was Going

This week’s Money Diary is one of those “wait… this is actually so relatable” conversations. She’s a newly admitted lawyer who spent years living payc...

2026-05-17 21:00:00 2671
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Your Paycheck Isn’t Stretching Like It Used To. We Asked The PM Why

Your Paycheck Isn’t Stretching Like It Used To. We Asked The PM Why

Okay… this one still feels a bit surreal to say out loud. Right after the federal budget dropped, I sat down with Australia’s Prime Minister, Anthony...

2026-05-16 18:00:00 3130
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“Can I Actually Afford My Life Right Now?” We Put Australia’s Ministers In The Hot Seat

“Can I Actually Afford My Life Right Now?” We Put Australia’s Ministers In The Hot Seat

Right after the federal budget dropped, I sat down with some of Australia’s most powerful ministers and political voices to ask the questions our comm...

2026-05-15 20:59:00 4470
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Negative Gearing Is Dead, Unless You’re Already In. Jim Chalmers Explains Why Young Australians Miss Out

Negative Gearing Is Dead, Unless You’re Already In. Jim Chalmers Explains Why Young Australians Miss Out

The federal budget has dropped… and Australians have opinions.
So Victoria sat down with Australia’s Treasurer, Jim Chalmers, immediately after...

2026-05-15 06:00:01 1004
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My Boyfriend’s Secret Debt + Should We Use Our Savings to Pay Off His Business Debt?

My Boyfriend’s Secret Debt + Should We Use Our Savings to Pay Off His Business Debt?

Sometimes being nosey pays off. Other times, it reveals that your partner hasn’t paid off their $40k credit card debt.
Stressy and a little scan...

2026-05-14 21:00:00 2142
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The Costs of IVF: Financing Your Fertility Journey

The Costs of IVF: Financing Your Fertility Journey

This episode is what happens when financial planning and family planning have a baby.
Why is it that egg-freezing and IVF feel like buzzwords; d...

2026-05-12 21:00:00 3664
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BONUS: The 2026 Federal Budget Explained Without The Boring Bits

BONUS: The 2026 Federal Budget Explained Without The Boring Bits

The federal budget officially dropped at 7:30pm tonight, but we recorded this episode from inside Budget Lock-Up BEFORE the rest of the country got th...

2026-05-12 16:19:42 4173
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Dropped Out of Uni Three Times… and Now Earns $140K Without a Degree

Dropped Out of Uni Three Times… and Now Earns $140K Without a Degree

Have you ever thought, “maybe I’ve missed my chance.”
This weeks diarist started uni three separate times and dropped out every single one. Work...

2026-05-10 21:00:00 2171
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Take It or Leave It: Could Taking Stress Leave Affect My Insurances?

Take It or Leave It: Could Taking Stress Leave Affect My Insurances?

It’s all too familiar. Work has you burning you out. And even your manager has suggested that you take some time off. So, why does it still feel weird...

2026-05-07 21:00:00 2890
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Building The Dream: Jess Shares What She’s Learned (So Far)

Building The Dream: Jess Shares What She’s Learned (So Far)

Manifesting home-ownership, but priced out of buying a house? Maybe building your own is the way to go. But where do you even begin?
She’s on th...

2026-05-05 21:00:00 2646
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21, Investing Aggressively and Watching Everyone Else Spend Their Paycheck

21, Investing Aggressively and Watching Everyone Else Spend Their Paycheck

You know when you meet someone younger than you and think… oh. You’re doing money better than I was. That’s this week’s Money Diary. She’s 21, still a...

2026-05-03 21:00:00 1927
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'No Wedding Gifts Expected’... Then Why Do I Feel Guilty?

'No Wedding Gifts Expected’... Then Why Do I Feel Guilty?

Finding it hard to keep your cool when share prices are plummeting? Tap ‘play’ for instant relief from hasty portfolio decisions.
In this week’s...

2026-04-30 21:00:00 2090
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The RBA: Who’s Calling the Shots and How it Affects Your Rates

The RBA: Who’s Calling the Shots and How it Affects Your Rates

The cash rate. It’s up. It’s down. Honestly, it’s giving ‘chaos’ when it comes to our everyday spending. Almost as if the cash rate rules everything a...

2026-04-28 21:00:00 1996
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From Debt and Divorce to Building Her Dream Home as a Single Mum

From Debt and Divorce to Building Her Dream Home as a Single Mum

She went from owing money to everyone… to building her dream home.
This week’s Money Diary is a story about starting over. After having kids and...

2026-04-26 21:00:00 2195
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